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2025-04-16  April 16 - 2025 - Bank of Canada holds policy rate at 2.75%
2025-03-26  Spring Market Outlook: What Buyers and Homeowners Need to Know
2025-03-12  March 12 - 2025 Bank Of Canada Rate Update
2025-01-29  Bank of Canada Rate Update - Jan 29-2025
2025-01-28  Do you need a Personalized Paydown Plan for your holiday bills?
2025-01-08  New Year, New Home Goals: Essential Home Maintenance Tips for 2025
2024-12-07  Is Getting a Home Inspection Worth It?
2024-11-23  Six reasons to work with an expert on your mortgage renewal
2024-10-23  October 23-2024: Bank of Canada reduces policy rate by 50 basis points to 3.75%
2024-10-21  Is a Reverse Mortgage Right For You?
2024-09-17  Mortgage loan rules are changing in Canada
2024-01-16  Is there a perfect time to purchase a home?
2024-01-05  Steady as it goes - Bank of Canada maintains its key policy rate at 5.0 per cent
2023-12-28  FAQs: Navigating the Ins and Outs of Mortgage Creditor Insurance
2023-08-14  When the going gets tough, Canadian homebuyers get creative
2023-01-09  This year create financial resolutions that you can stick to
2022-12-09  The Pros and Cons of Locking In
2022-10-11  A fresh look at the opportunities in todays housing market
2022-09-09  A look at how rate increases impact different mortgage types
2022-08-03  Budgeting for inflation
2022-07-06  Mortgage Fundamentals for Home Purchases
2022-06-03  How rising rates can affect your mortgage
2022-05-05  The Tax Free First Home Savings Account (FHSA) explained
2022-04-08  Spring clean your finances
2022-03-08  HIGHER INTEREST RATES ARE HERE. WHAT DOES THAT MEAN FOR YOU?
2022-01-01  Sensible strategies to help you thrive in 2022
2021-12-01  Preparing for higher rates
2021-11-01  The lowdown on appraisals
2021-10-06  What is involved in giving your child a boost to home ownership?
2021-09-08  Six tips for financial fitness this Fall
2021-07-02  6 Ways for Homeowners to Build Wealth
2021-05-31  Fixed or variable-rate mortgage?
2021-05-04  Recent Mortgage Rule Changes
2021-01-27  The lowdown on the mortgage approval process
2020-10-30  5 reasons homeowners refinance their mortgage
2020-10-01  Important credit score tips
2020-09-04  Could an investment property be your pension?
2020-06-12  No need to panic over new mortgage rules
2020-06-02  Six questions answered
2020-04-30  Mortgage deferrals and ten more timely tips
2020-03-31  What now? Making sense of a changing marketplace
2020-03-02  Coming soon! Feds ease up on the stress test
2020-02-05  My home is...
2020-01-06  10 ways to plug the money leaks
2019-11-28  Financial comfort and joy!
2019-10-30  Climate change and your mortgage
2019-09-20  What is the best mortgage rate?
2019-08-27  Five Incentives for First-Time Buyers
2019-07-11  How to get a mortgage if you have bad credit
2019-06-25  The lowdown on the First-Time Buyer Incentive
2019-05-31  Why early payout penalties matter now more than ever
2019-05-31  June Newsletter 2019
2019-05-01  The lowdown on downpayments
2019-04-01  This is what the federal budget means for homebuyers
2019-03-05  Homeownership trend - buying with a friend
2019-01-28  6 reasons to work with an expert on your mortgage renewal
2018-12-21  8 tips you won't get from your bank in 2019
2018-11-28  Broker vs Banker
2018-10-26  Five brilliant ways to use a reverse mortgage
2018-10-01  Fixed or Variable-Rate Mortgage?
2018-09-12  Top 5 Reasons to Refinance
2018-08-01  Prepare Early for Your Mortgage Renewal
2018-07-04  How to Get a Kitchen With Your New Mortgage
2018-06-04  Why Variable Rate Drops Are Creating a Surge in Activity
2018-05-02  What is the Qualifying Rate?
2018-04-04  Who Should Get a Mortgage Pre-Approval?
2018-02-28  Five Credit Habits That Can Boost Your Credit Score
2018-02-01  Four Insurance Definitions for Homebuyers
2018-01-03  For 2018: Ten Mortgage Tips You Won't Get From Your Bank
2017-12-04  Act now to restructure your debt
2017-11-01  Purchase or Refinance Now Before Rules Change in January
2017-10-13  How to Deal With Mortgage Payment Difficulties
2017-08-08  After the Rate Hike... What's Next?
2017-06-30  This is How to Buy and Renovate
2017-06-07  'Conditional on Financing': The Most Important Part of Your Offer
2017-05-03  Bridge Financing: What You Need to Know
2017-04-05  What is an Interest-saving Mortgage?
2017-03-01  This Is Why Mortgage Rates Are Suddenly Way More Complicated
2017-02-01  Why Mortgage Before March 17?
2017-01-18  Bank of Canada maintains overnight rate target at 1/2 per cent
2017-01-04  Surviving and Thriving: Your Mortgage Blueprint for 2017
2016-12-05  5 Ways to Improve Mortgage Qualifying Success
2016-11-02  Should you stress about the stress test?
2016-10-05  Which renovations go right to your bottom line?
2016-09-07  5 Ways to Plug the Money Leaks
2016-08-03  This is the homebuyer of the Future
2016-07-06  Which Mortgage Features are the Most Important?
2016-06-01  Anatomy of a Mortgage Broker - Infographic
2016-05-04  Give Yourself Some Credit
2016-04-06  Sunny Days! We Expect a Great Spring Market
2016-03-02  The Mortgage Kit - Start With Proof of Your Income
2016-02-03  What's on Your Bucket List?
2016-01-06  House over $500,000? New Downpayment Rules in February
2016-01-06  New Downpayment Rules - Infographic
2015-11-30  Ten great reasons to use a mortgage broker
2015-10-27  Six Ways to Boost Your Credit Score
2015-10-07  Five Reasons Why You Should Let Renters Help Pay Your Mortgage
2015-09-24  Your Home's Fall Checklist
2015-09-09  No Bank of Canada Rate Change
2015-09-02  When you've got 'rate envy', does it make sense to refinance?
2015-08-19  Now and then: Do Canadian homes really cost that much more than 30 years ago?
2015-08-05  Your mortgage could be a goldmine of potential savings
2015-07-16  Five things to watch after the Bank of Canada's latest rate cut
2015-07-08  Smooth move! Nine tips to survive the buy/sell
2015-07-06  Should millennials worry about trying to buy a house?
2015-06-24  Housing affordability declines in Toronto, Vancouver in Q1: report
2015-06-17  A third of Canadians would struggle if mortgage rate grew by only 1%, survey finds
2015-06-12  How to Fraud-proof Your Home
2015-06-04  Show me the money! What you need to know about your downpayment
2015-06-01  6 tips to help you renew your mortgage
2015-05-28  Top takeaways from the Bank of Canada’s decision — and a ‘few new wrinkles’
2015-05-01  Canadians owe more, but they have more too: StatsCan
2015-04-08  How to get the best possible mortgage rate
2015-04-06  Canada Mortgage and Housing Corp takes aim at homebuyers with less than 10% down
2015-04-01  Three reasons buying a home is possible... with bad credit
2015-03-30  Amid fierce mortgage battle, some banks shifting focus from rates to features
2015-03-27  How to turn your mortgage into a tax advantage
2015-03-24  Shopping for a mortgage? Why you shouldn't ignore posted rates
2015-03-06  Renovating vs. moving: It's a numbers game
2015-03-03  6 reasons to get unlimited private lessons with a pro!
2015-02-27  15 Smart Ways to Save When You're Buying a Home
2015-02-04  Financial Rock. And Roll.
2015-01-28  Purchasing a home: 11 fees to keep in mind besides your mortgage
2015-01-22  Top five takeaways from Bank of Canada's surprise rate cut
2015-01-07  Our top ten mortgage tips for a smart 2015
2015-01-05  4 Ways to Drop Your Debt Weight This Year
2014-12-15  Top 10 Most Common Real Estate Regrets
2014-12-02  Opening doors, not building walls
2014-11-20  Great news coming if you're renewing a mortgage, you're about to save money
2014-11-17  3 simple things that can destroy your credit score
2014-11-13  How to house-hunt with your head, not your heart
2014-11-10  Ten Steps to Homeownership - November News
2014-10-31  The ultimate millennials' guide to mortgages
2014-10-27  5 ways to pay off your mortgage faster
2014-10-14  How new Canadians can find their financial footing
2014-10-09  Getting squeezed by high house prices? Head for the suburbs
2014-10-06  Nine ways to power-save your way to a down payment
2014-10-01  Go ahead. Jump in! October Newsletter
2014-09-24  Renewing your mortgage? Here's why you should pick up the phone
2014-09-18  Canada Average Home Price Rises...again, August Sales Up: CREA
2014-09-17  Just Because You Can Get a Big Mortgage Doesn't Mean You Should
2014-09-10  Nearly a third of Canadians have one month or less in emergency savings: survey
2014-09-05  September 2014 Newsletter
2014-08-21  Survey show 80% of renters under 50 desire home ownership
2014-08-14  Housing starts showing signs of easing over next two years: CMHC
2014-08-06  August 2014 Newsletter
2014-07-28  Half of Canadians doing more to pay down their mortgages: CIBC
2014-07-21  How the housing market has cooled in most of Canada
2014-07-16  Canadian home sales rise 0.8% to highest level in four years
2014-07-02  July 2014 Newsletter
2014-06-30  CMHC policy change on second homes fails to dent cottage sales
2014-06-13  Here comes the echo boomer to save the housing market
2014-06-11  Buy, rent, upsize or downsize? How to make the best move in today's housing market
2014-06-05  What to do if you can't pay your mortgage
2014-06-02  June 2014 Newsletter
2014-05-28  CMHC probes how much Bank of Mom and Dad may be skewing real estate market
2014-05-15  Buying or renovating a home? Look for cash back from the taxman
2014-05-07  May 2014 Newsletter
2014-05-05  Private mortgage insurers opt not to match CMHC's cuts
2014-04-30  CMHC cutting back on what it covers with mortgage default insurance
2014-04-29  Mini or maxi mortgage reforms in store for Canada?
2014-04-14  Questions to ask before breaking your mortgage
2014-04-08  Spring clean your way to a more valuable home
2014-04-02  April 2014 Newsletter
2014-03-31  Mortgage brokers go the extra mile
2014-03-18  First-time home buyers' average budget rises to $316,000: BMO
2014-03-10  Mortgage shopping? Two stars and four dogs from today's market
2014-03-05  Bank of Canada cautious on growth, warning Ukraine tensions are stoking global uncertainty
2014-03-03  March Newsletter
2014-02-05  February Newsletter
2014-01-27  Should cash-strapped retired home owners eye HELOCs or reverse mortgages?
2014-01-22  Loonie hits 4-year low as Bank of Canada holds rate at 1%
2014-01-16  What you need to know before, and after, buying a condo
2014-01-10  Sellers to benefit in strong spring housing market: report
2014-01-09  Our Top 10 Mortgage Tips for 2014
2013-12-20  Women the new 'wildcard' in the condo market
2013-12-04  Bank of Canada keeps interest rate at 1%
2013-11-28  One casualty of new restrictions could be 30-year mortgages
2013-11-25  With inflation below 1%, prospects for higher interest rates recedes further
2013-11-22  5 essential money lessons from The Wealthy Barber Returns
2013-11-21  BoC chief Stephen Poloz says Canadian housing market not a bubble, predicts soft landing
2013-11-14  November Newsletter
2013-11-05  CMHC cuts 2014 housing starts forecast, signalling slowing market
2013-10-30  Are BoC governor and Flaherty on opposite sides over use of quantitative easing?
2013-10-22  Former CMHC competitor petitions for mortage insurance fees to drop
2013-10-17  Why bond investors don’t hate Congress
2013-10-02  October Newsletter
2013-09-30  Canadian Real Estate Association raises outlook for home sales this year
2013-09-18  National Household Survey: what Canadians earned and where they lived
2013-09-17  Canadian Real Estate Association raises home sales outlook for 2013
2013-09-09  Home Renovation Financing Options
2013-09-04  September Newsletter
2013-09-03  The Smith Manoeuvre: A Canadian mortgage tax-deductible plan
2013-08-28  Homes less affordable, but Canadians keep buying nonetheless
2013-08-12  Canadian housing starts relatively stable in July, CMHC reports
2013-08-07  August Newsletter
2013-08-06  CMHC cools mortgage market with new cap for banks
2013-07-23  Can you handle higher interest rates?
2013-07-22  Pick the right term, pay off mortgage faster
2013-07-17  Bank of Canada warns of 'choppy' economy
2013-07-16  Tighter mortgage rules not cooling luxury home sales
2013-07-08  Homeowners confess their dumbest remodeling mistakes
2013-07-03  July Newsletter
2013-06-28  12 Reasons Why You’ll Be Happier in a Smaller Home
2013-06-26  FlexHousing™: A Home that Adapts to Your Life
2013-06-25  Baby Boomers reveal deepest financial regrets
2013-06-24  Are reverse mortgages a good idea for retirees?
2013-06-19  Pre-approved financing may not be enough for home purchase
2013-06-17  Why rising mortgage rates won’t tank the housing market
2013-06-14  The case for locking in your mortgage
2013-06-13  Are Canada’s mortgage wars over?
2013-06-10  Why you need to pay off your mortgage before retirement
2013-06-05  June Newsletter
2013-06-04  Plenty of advice, as well as problems, as Poloz takes reins of Bank of Canad
2013-05-29  Bank of Canada holds rate steady as Carney exits
2013-05-28  How to get value out of your house without selling
2013-05-24  Homeowners: Don’t be caught flat-footed when interest rates rise
2013-05-13  OSFI probes longer-term uninsured mortgages
2013-05-13  May Newsletter
2013-05-08  Condo slowdown takes toll on Canadian housing starts
2013-05-06  Negotiating your first mortgage? Check out these tips
2013-05-02  Flaherty stuns Bay Street, names Stephen Poloz Bank of Canada governor
2013-04-24  Tips for New Homeowners
2013-04-23  12 House-Hunting Tips to Help You Make the Right Choice
2013-04-22  Get ready condo flippers, Canada Revenue Agency is hunting you
2013-04-17  Bank of Canada cuts growth forecast, holds rates
2013-04-15  Home prices tick higher despite sales slump
2013-04-11  April Newsletter
2013-04-09  Are you average? This is what first-time home buyers look like in Canada
2013-04-08  Canadians don’t expect to be mortgage-free until age 57, survey finds
2013-04-01  Why you should lock in your mortgage
2013-04-01  Should mortgage shoppers choose the 1 or 5-year fixed rate?
2013-03-28  Are you ready to buy a house? Read these home truths first
2013-03-27  How to score the best deal on your mortgage
2013-03-26  First-time buyers poised to stand tall even as Canadian home purchase intentions fall: RBC
2013-03-11  Brokers pursue mortgage break for first-time home buyers
2013-03-06  Battle of housing bubble won, Carney focuses on economic growth
2013-03-05  Home sales slip further, but signs of traction emerge
2013-03-04  Flaherty warns banks over igniting mortgage war as BMO cuts rates
2013-02-27  Home costs take slightly smaller bite of household budget in fourth quarter: RBC
2013-02-25  24 things you didn’t know about credit cards
2013-02-19  Cooling housing market part of economic transition, Mark Carney says
2013-02-07  Mortgage rules take bite out of building permits
2013-02-04  Good debt, bad debt: Which do you have?
2013-01-25  Banks are raising rates - for those who can't manage their debt
2013-01-23  Bank of Canada leans away from interest rate hike
2013-01-22  Is Canada talking itself into a housing crisis?
2013-01-17  Housing market : Prices steady, but sales down 17%
2013-01-17  How single women – and what they want – are shaping the new housing market
2013-01-16  Looking to invest? Pay down your mortgage instead
2013-01-11  Bank of Canada could raise rates half a per cent this year, says RBC outlook
2013-01-10  7 simple rules to get the most from your TFSA
2013-01-09  RRSP deadline causes stress, BMO survey says
2013-01-08  Mild correction expected for housing market: Royal LePage
2013-01-07  5 loopholes in tough new home down-payment rules
2013-01-02  Consumer Debt: Canadians Focusing On Paying Off Bills, Worrying Less About Retirement
2012-12-28  CMHC must stay in government hands
2012-12-20  The costs of buying and selling a home
2012-12-18  These holidays, put those unused gift cards to work
2012-12-17  Canada's housing market: a victim of demographics
2012-12-04  Bank of Canada keeps key interest rate at 1%
2012-12-03  Hidden costs of home ownership
2012-11-30  TFSAs grow up: Why RRSPs now have some serious competition
2012-11-29  Five ways to make your home renos pay off
2012-11-28  As tougher mortgage rules slow housing market, critics call for a reversal
2012-11-26  Mark Carney named Bank of England governor
2012-11-23  Inflation unchanged as prices increase 1.2% in October
2012-11-22  Vast majority now favour fixed-rate mortgages
2012-11-15  Canada's home sales cool: How bad is your market?
2012-11-13  Avoid nightmare on retirement street: Pay off your mortgage
2012-11-06  Rent vs. buy? With real estate, it depends
2012-10-31  Boomers warned using home sale to fund retirement could backfire
2012-10-30  No U.S.-style housing market meltdown for Canada: CIBC
2012-10-29  Pay your mortgage like it's 2007. You'll save a pile of money.
2012-10-23  Bank of Canada holds rate steady at 1% again
2012-10-23  Higher mortgage rates would hit households hard: BMO
2012-10-18  Five easy ways to save big money now - and you won't feel a thing
2012-10-17  Commercial real estate market climbs across Canada: Re/Max
2012-10-15  How to buy a house when your credit rating's been trashed.
2012-10-10  More Canadians debt-free this year: poll
2012-10-09  Top 10 ways to win a real estate bidding war
2012-10-01  Mortgages and loans - harder for the self-employed?
2012-09-14  Ten questions to help you avoid mortgage-penalty shock
2012-09-04  Attention First-Time Buyers! Buying a home with zero-down payment is ending soon.
2012-06-29  New mortgage rules effective July 9, 2012 for insured mortgages.
2012-05-16  Smart debt management gives first-time homebuyers an edge
2012-04-18  That low-rate mortgage could actually cost you more.
2012-03-06  A Home of Their Own - New Immigrants Face Hurdles


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Terms Our Rates
1 Year 4.69 %
2 Years 4.09 %
3 Years 4.14 %
4 Years 4.29 %
5 Years 4.19 %
7 Years 5.19 %
10 Years 5.29 %
Current Prime 4.95 %
Current Variable 4.30 %